Attracting and retaining great employees is harder than ever. Compensation matters, but today’s workforce is also looking for employers who invest in their long-term success. One of the most powerful ways to do that is by offering a well-designed, thoughtfully managed 401(k) plan.

A 401(k) isn’t just a benefit, it’s a competitive advantage.

 

 

A Strong 401(k) Helps You Stand Out

Employees are paying closer attention to benefits, especially retirement plans. A competitive 401(k) signals that your company values stability, growth, and long-term planning, not just short-term results.

 

When candidates compare offers, a strong retirement plan can be the deciding factor.

 

 

It Supports Employee Financial Wellness

Financial stress doesn’t stay at home; it undoubtedly shows up at work. A well-structured 401(k) helps employees:

• Build consistent savings and therefore overall happiness with their job
• Feel more confident about their future
• Reduce anxiety around retirement

Features like automatic enrollment, employer matching, and clear investment options make a meaningful difference, especially for employees who aren’t sure where to start.

 

 

It Reinforces a Positive Company Culture

Benefits communicate values. Offering a strong 401(k) shows employees that you’re invested in their future and not just their output.

When employees feel supported, engagement improves, turnover decreases, and loyalty grows. Over time, that creates a healthier, more resilient organization.

 

 

It Can Be Tax-Efficient for Employers

Many employers don’t realize that improving a retirement plan can come with tax advantages. Depending on your business size and structure, employer contributions and certain plan costs may be deductible, and newer legislation has expanded tax credits for businesses starting or enhancing retirement plans.

 

With the right design, a 401(k) can be both impactful and cost-effective.

 

 

Education Makes the Difference

An “awesome” 401(k) isn’t just about the investment lineup. It’s about education and guidance. Employees are more likely to participate and appreciate the benefit when they understand how it works and how it fits into their bigger financial picture.

 

Ongoing education helps employees feel confident, not overwhelmed.

 

 

Is Your 401(k) Working as Hard as It Should?

Many businesses offer a 401(k), but few regularly review whether it’s:

• Competitive in today’s market
• Cost-effective for the company
• Easy for employees to understand and use
• Aligned with long-term business goals

If it’s been a while since your last review, there may be opportunities you’re missing.

 

 

Take the Next Step

Offering an exceptional 401(k) doesn’t require starting from scratch, it starts with understanding what you have and how it can be improved.

At Evergreen Wealth, we help businesses design and evaluate retirement plans that support employees while making sense for employers. Whether you’re starting a plan or looking to enhance an existing one, a fresh perspective can uncover meaningful opportunities.

 

👉 Schedule a complimentary 401(k) plan review and see how your plan compares and where it could be stronger.

 

 

 

This presentation is not an offer or a solicitation to buy or sell securities. The information contained in this presentation has been compiled from third-party sources and is believed to be reliable; however, its accuracy is not guaranteed and should not be relied upon in any way whatsoever. This presentation may not be construed as investment, tax or legal advice and does not give investment recommendations. Any opinion included in this report constitutes our judgment as of the date of this report and is subject to change without notice.

 

Additional information, including management fees and expenses, is provided on our Form ADV Part 2 available upon request or at the SEC’s Investment Adviser Public Disclosure website, www.adviserinfo.sec.gov. Past performance is not a guarantee of future results.